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Níamh's long read archive

2024 (4) 2023 (26) 2022 (12) 2021 (8)
Níamh Curran

Níamh Curran

Senior Reporter at Finextra
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Bio Niamh is a fintech reporter covering a wide range of topics in the area. Career History Niamh has previously reported on trade finance and medical devices. She is originally from Belfast but resides in London

Long reads

Labour’s Financial Services Review: Everything fintechs need to know

01 Feb 2024

The UK’s Labour Party published its Financial Services Review this week and highlighted fintech as the future of financial services in the UK. The Review has been released ahead of a potential election later this year. The foreword of the report said: “We believe a strong financial services sector will drive investment in jobs and new industries....

What is the SEPA Payment Account Access Scheme?

18 Jan 2024

Truelayer became the first participant in the SEPA Payment Account Access Scheme (SPAA), building on open banking initiatives. The SPAA programme goes beyond PSD2 compliance and creates further opportunities in open banking. Yet not much has been discussed on what this scheme’s intentions are and what impact It might have on the open banking mark...

What is an ETF? All you need to know after the US SEC approves Bitcoin spot ETFs

11 Jan 2024

The Securities and Exchange Commission (SEC) has announced its approval of 11 bitcoin spot ETFs, allowing for trading to begin as early as today. There has been a lot of buzz and build-up to this outcome, not least because the SEC’s X account was reportedly hacked resulting in their determination being tweeted a day early. For many, this is the...

Are stablecoins the next opportunity in payments?

09 Jan 2024

In 2023, we have seen stablecoins - cryptocurrency designed to have a relatively stable price, typically by being pegged to a commodity or fiat currency – being embraced by some of the biggest payment players like Visa and PayPal. Despite being less than a decade old, more than 11 trillion in stablecoins were settled on-chain in 2022, accountin...

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