Online Banking

Will terms such as HALO and LEOs enabled MNOs be common terms by 2030, as GPS and 5G are now?

01 Mar 2022

As we move through the 2020's will these two terms become common in the Mobile phone and broadband ecosystems or fade away as the terms WAP and Fax have since the 2000’s. As a Digital Architect in Capgemini Invent, my role across businesses in assessing the technologies available and their use to deliver enhanced customer and client value is key. ...

Futuristic Banking

Are 'Gestures' and your 'Gait' the future to securing transactions?

11 Jul 2019

About a year ago I read news that researchers have devises how to make how we walk protect private information opens up an interesting use of biometric data. (https://techxplore.com/news/2018-08-artificial-neural-network-framework-gait.html) The solution described in the article describes how a personal device with motion sensors are capable of sec...

Biometrics

What is holding back commercial eID services?

08 Feb 2019

The recent article[1] about the UK governments attempts to facilitate eID for government services being handed to the private sector made me think what is holding the eID market back? With mobile phone and integration of connected devices technologies improving the security and user experience for digital services. The use of biometric sensors in...

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Biometrics

Bio-metrics lowering friction in payments

13 Nov 2018

Reading an article of linking facial recognition systems to in-store payments made me think about where next for biometrics in payments in the real world[1]. Payments at the highest level is one entity the ‘payer’ presenting funds to another entity the ‘payee’. There are then four key processes for each payment for it to be successful: Payer and ...