Research

ISO 20022: How banks can avoid becoming a cautionary tale

04 Mar 2022  |  604 downloads

Transitioning to the ISO 20022 financial messaging standard has been high on the agenda for financial institutions for several years, but as deadlines...

Will banks use digital security as a post-pandemic differentiator?

17 Jan 2022  |  375 downloads

Banks large and small, old and new, have come a long way in a short amount of time. Prior to the pandemic there wasn't a bank or financial servic...

The Future of Digital Banking in Asia 2022

22 Dec 2021  |  1013 downloads

After the 2008 crisis, the financial services industry faced low interest rates, low credit growth, increased regulation, increased compliance require...

The Reinvention of Card Payments

17 Dec 2021  |  1203 downloads

Responding to Innovation: Where will the impact be? Payment innovation coupled with the pandemic's digitisation drive, is spurring card issuers t...

Future-Ready Payments Solutions: Remaining competitive with reusable technology

09 Dec 2021  |  788 downloads

Over fifty years ago, when the original payment pioneers built electronic funds transfer (EFT) platforms to enable card services, they had a single us...

Facing up to the Future: Biometric Automation in Banking

12 Nov 2021  |  459 downloads

The advantages of biometric authentication in banking over less secure passwords are now well understood. Biometric measures such as fingerprints and...

Addressing the Poverty Premium: A data-led approach

05 Nov 2021  |  295 downloads

Poverty premium is a term that means so much more than being charged more for certain products and lack of credit history; it can also equate to digit...

Competitive Advantage through Cloud Connectivity

06 Sep 2021  |  173 downloads

Why NaaS is the smartest path to realising Financial Services Innovation in the Cloud. Many financial services firms are still making the shift from...

Cost of doing business as usual or an avoidable drain on margin?

19 Aug 2021  |  193 downloads

Operational loss events related to Execution, Delivery and Process Management (EDPM), and Clients, Products and Business Processes (CPBP) can represen...

Stemming the tide of Social Engineering Scams with Behavioural Insights

06 Aug 2021  |  223 downloads

Fraud and cybercrime are always on the increase, evading the latest security conventions and morphing into a different approach, following the money....

The Future of Payments 2021

23 Jun 2021  |  1436 downloads

The Road to Successful Digital Transformation. Every player that operates within the intricate ecosystem of financial services is at a tipping point....

The advantage of Machine Learning in preventing fraud

17 Jun 2021  |  390 downloads

Accurately identifying customer behavioural trends and proactively preventing payments fraud and other criminal activity at the outset can be done wit...