Financial Inclusion

Founded by Graham Seel
Group founded 27 Apr 2015
Posts 129
Members 17
Group summary

The financial services industry has much to contribute to the UN and World Bank goal of full financial inclusion by 2020. This group will focus on industry contributions, ideas, barriers and enablers.

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David Hensley

The rise of the credit union.

Credit unions are member-owned, non-profit financial cooperatives that provide a wide range of financial services, including everyday banking, and savings accounts, loans, credit cards, and investment...

23 Nov 2023
Steve Haley

A Vision for Low-cost Cross Border Payments

Note: This post was drafted in collaboration with Mojaloop Community members. There is a global effort to reduce cross-border remittance costs to no more than 5% for any corridor and no more than 3% f...

24 Oct 2023
Sergei Artimenia

Understanding the Role of PSD Agents in the Payment Services Directive

In this post I will explore the world of Payment Services Directives (PSD), where PSD agents are the unsung heroes, diligently working behind the scenes to ensure smooth transactions. If you've ever w...

09 Oct 2023
Joris Lochy

Beyond the Surface: The concept of Underbanked in Developed countries

When we think about the concept of financial inclusion and more particularly about underbanked and unbanked populations, we often picture developing countries where access to banking services is limit...

28 Aug 2023
Steve Haley

What is an Inclusive and Instant Payment System (IIPS)?

What’s in a Name? RTP vs RTRP vs IPS vs Faster Payments One of the fun things about working on a global trend is watching the alphabet soup of acronyms and buzzwords diverge and converge. The US and U...

25 Aug 2023
Maysam Rizvi

Why the FCA’s Consumer Duty Regulations Will Create a New Opportunity for Fintech

The FCA’s new consumer duty regulations, coming into force on the 27th of July, require firms to deliver good outcomes for retail customers. Financial Institutions are concerned about the new regulati...

06 Jul 2023
Chris Wilgoss

Emerging market considerations for the Fed

Ahead of rate meetings, the Fed faces a whipsawing dilemma each time. Can they raise rates considering the current state of the banking market and impending credit issues? But equally, can they afford...

07 Jun 2023
Steve Round

Closing the gap: How purpose-driven finance can drive the levelling up agenda

The Financial Services (FS) industry is the largest taxpayer in the UK, contributing around 10% of the UK’s total economic output. But the industry still has more to give to help the UK “level up”. ...

23 May 2023
Joris Lochy

Improving Financial Access for Refugees: How Fintechs Can Foster Inclusion

As the world faces unprecedented numbers of refugees (from countries like Ukraine, Syria, Afghanistan, Eritrea, Venezuela…​), it is more important than ever to find structural solutions to improve the...

19 May 2023
Ritesh Jain

Navigating the Transition to a Cashless Society: Balancing Inclusion and Digital Innovation

The ongoing shift towards a cashless society in the UK presents an intriguing landscape, promising enhanced convenience and efficiency. However, we must remain cognisant of the potential impact on c

16 May 2023

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