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Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.
Regulatory distribution is systemically broken The conventional way governments distribute rules for use by citizens, businesses, other private actors and for the institutions of government is through...
Citizen development is a proven, powerful tool to build better applications faster. But, it has its limitations. Could there be a better solution? Let’s find out more. There’s no doubt that no-code an...
Rising unemployment, small business failures, and impending recession pose an existential threat to marketplace lenders who take risks to accurately identify creditworthy borrowers underserved by trad...
With the word "tech" in Fintech, there is automatically a strong focus on technology in this sector. As a result, we tend to think that the biggest cost of a Fintech company is in building a...
“What do you call China – Villain or change-enabler?” You can call whatever, but China, as a country, has magnificent impact on the globe. According to Worldbank, China’s share of global GDP in 2019
Small and medium-sized business (SMBs) are often cited as a major economic driver and force for job creation, and it’s for good reason; with SMBs making up over 90 percent of all US businesses, while ...
As we hurtle forward into a new decade, we are surrounded by a seemingly limitless range of new technologies. All we have to do is reach across the sofa to our smartphones, think of anything we want o...
'Data is the new oil.’ It’s a dramatic statement – and certainly a contentious one. Just as one publication makes the case for it, another rubbishes the concept. The first argument points out that dat...
From maps to stats, and back again Since I was a teenager in the 1970s, I have loved studying maps. Back then I was growing up in rural eastern Scotland, not far from St. Andrews, the home of golf (
First published on www.swissfinte.ch (Zurich, Thursday, October 2nd, 2019) Considering children as our legacy for the future has never been as striking as after the emotional speech of Greta Thunberg ...
Customers have come to expect a level of personal service from companies that is the digital version of a 24/7 concierge. Think Netflix, Amazon, and Spotify, all companies that have set the bar for pe...
In 1852, Elisha Otis invented the safety elevator. If the hoisting rope broke, its safety mechanism automatically brought it to a halt – as he demonstrated to dramatic effect at the 1854 world fair. A...