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Bo Harald

My e-Journey - over 40 years. Part 6. Towards a new e-world

I have a few more parts in mind. Candidates - time permitting - include: Ladders galore, Productivity impact high level evaluation, Life events as starting point for service design, Single Market leap...

03 Jan 2023
Innovation in Financial Services
Bo Harald

My e-Journey - over 40 years. Part 3. Interconnecting customers

Especially in the Nordea Bank stage we started to think that the then 4 million strong e-Banking user habit and trust should be reused for other interaction purposes than traditional payments and othe...

29 Dec 2022
Banking Strategy, Digital and Transformation
Bo Harald

Reposting Open Letter to the EU-Commission - as not sure that the organisation ID is understood

In these dark days of brutal military aggression, it is important to find time to also look forward and discover new ways to make Europe more competitive and secure. The next phase of digitalizatio...

29 Dec 2022
Banking Strategy, Digital and Transformation
Martin Wilson

How digital identity can safeguard football

The 2022 Qatar World Cup highlighted how the sports industry is increasingly merging with technology. Technology took centre stage, helping officials make critical calls, keeping spectators safe and ...

23 Dec 2022
Philip Chethalan

KYC API: How KYC as a service works

APIs provide rapid and scalable applications for banking, payments, and other businesses that require identity verification for AML and KYC compliance. In most countries, some firms are obliged by law...

13 Dec 2022
Biometrics
Steve Bradford

Cybersecurity and financial services: tackling identity challenges for better online protection

As an industry, financial services are significantly vulnerable to cyber-attacks. The Bank of England recently surveyed executives in the UK financial sector, finding that a staggering three-quarters ...

09 Dec 2022
Banking Strategy, Digital and Transformation
Yahya Mohamed Mao

Current initiatives on climate-related financial risks

Central banks and financial supervisors worldwide are making progress in the identification, assessment, and management of climate-related financial risks. Banks are increasingly being required by ...

05 Dec 2022
Banking Regulations
Stan Cowan

Fraud Risk Should be Part of Your Risk-Based Pricing Strategy

Risk-based credit pricing can be a great way to expand community-based financial institutions’ loan portfolios while providing the communities they serve with a way to repair credit and obtain needed ...

01 Dec 2022
Financial Risk Management
Eduardo Castro

The increasing risk of identity fraud at Christmas

It has been another busy year for fraudsters. With consumers seemingly targeted by an ever-increasing range of tricks and scams designed to part them from their money or personal information, the risk...

29 Nov 2022
Philip Chethalan

Best Practices, Challenges and Trends in Employee Onboarding for BPOs

Employee Onboarding effectiveness defines whether your employee will be engaged or disengaged at work, depending on the impression created on them. Poorly managed onboarding can lead to abandonment, e...

25 Nov 2022
Information Security
David Vilf

Top four things to consider when building an eKYC solution

Millions are spent annually on Know Your Customer (KYC) and anti-money laundering (AML) procedures as businesses strive to confirm identities and fight money laundering. The rise of online banking and...

24 Nov 2022
RegTech
Simon Horswell

The future of biometrics in banking

There’s no doubt that biometrics, such as fingerprint and facial biometrics, are taking customer experience into a new era. Today, different forms of biometrics are widely used to help businesses veri...

21 Nov 2022
Biometrics

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