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Blogs
Rob Straathof

How embedded finance can boost financial inclusion for the smallest businesses

According to figures from the World Trade Organization (WTO), SMEs make up over 90% of businesses globally as well as 60-70% of employment. That isn’t just the backbone of most economies, it’s nearly ...

06 Dec 2023
Embedded Finance
Chirag Karnik

Navigating the legacy maze: Modern solutions for financial services

When it comes to financial services, the tech landscape is changing rapidly. For many, it can prove difficult to keep up with the pace, let alone position themselves at the forefront of the digital re...

05 Dec 2023
Financial Transformation
Lydia Coyle

The Modern Mutual - Becoming Technology Enabled

Modernising the tech stack is fundamental to becoming a Modern Mutual – prioritising automation, channel consistency, seamless customer experiences, and leveraging insights from data. Whilst modernis...

05 Dec 2023
Financial Transformation
Leslie Kanthan

How can LLMs bring value to the financial industry?

Artificial Intelligence (AI) and generative AI continue to make headlines. As Chat GPT marks its first birthday, the technology behind it, Large Language Models (LLMs), continue to show a wide range ...

30 Nov 2023
Artificial Intelligence and Financial Services
Lydia Coyle

The Modern Mutual - What is your channel strategy?

To navigate the complex landscape of channel strategy, Building Societies must consider their core mission of serving diverse customer needs while adapting to changing technological trends. How do Bui...

27 Nov 2023
Financial Transformation
David Hensley

The rise of the credit union.

Credit unions are member-owned, non-profit financial cooperatives that provide a wide range of financial services, including everyday banking, and savings accounts, loans, credit cards, and investment...

23 Nov 2023
Financial Inclusion
Rajat Deshpande

The Future of Borrowing: Mutual Gains Through Credit Flexibility for Lenders and Borrowers

Any product is created to fill a gap experienced by an ideal customer persona. Loans, for example, are offered to customers facing financial difficulties or cash flow crunches. However, they often com...

23 Nov 2023
Fintech World
Lydia Coyle

The Modern Mutual - Launching Innovative Products at Pace

How long does it take Building Societies to update products on the back of rate changes? Rapidly responding to market rate changes is critical for staying competitive, maintaining commercial stability...

21 Nov 2023
Financial Transformation
Abhinav Paliwal

How Can Closed Loop Wallets Help Online Merchants?

Hello there, e-commerce enthusiasts! If you own an online store, you understand how critical the checkout experience is to the success of your company. And this is where the unsung hero of internet p...

20 Nov 2023
Fintech World
Edward Maslaveckas

Combining open banking and AI to level the playing field for households

Today, consumers and households are faced with mounting economic pressures, as they continue to struggle through the unpredictable financial shifts of the past eighteen months. The FCA’s Financial Li...

15 Nov 2023
Lydia Coyle

The Modern Mutual - Empowering Colleagues to Deliver Excellence

Are Building Society colleagues doing high-value tasks that drive success of the organisation? "I want employees to have more time to provide good outcomes to the customer rather than doing lots ...

15 Nov 2023
Financial Transformation
Vimla Jai

Can CDBC be the bedrock of the financial revolution in Pakistan?

In a world rapidly evolving towards a digital future, the role of Central Bank-issued Digital Currencies (CBDCs) is gaining prominence. As we explore this groundbreaking development, it is essential t...

15 Nov 2023
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