Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
We intrinsically know that crypto investment and participation should be for everyone, but just how realistic is this? Crypto has been positioned as a groundbreaking financial innovation, promising...
In recent years, there has been a continual rise in base rates, which began in December 2021 and is expected to continue into 2024. At first glance, these increases appear as calculated policy decisi...
Financial inclusion is the ability of individuals and businesses to access affordable and appropriate financial services. It is essential for economic development and poverty reduction. However, billi...
Gen Z distrusts banks. Many in the under-26 age bracket blame banks for the current economic woes of the world. In their eyes, "too big to fail" means the fat cats always win, at the expense...
1. Close-loop wallet for merchants - An exclusive digital payment system for transactions within a specified ecosystem, such as a specific brand, store, or service provider, is referred to as a closed...
A white-label payment gateway is a payment processing service that is rebranded by a company under its brand name.This enables companies to provide clients with online payment processing services with...
An ecosystem-specific digital payment system called a "closed-loop wallet" enables consumers to make purchases solely from one brand, retailer, or service provider. Users can add money to t...
If there is one Indian innovation that has grabbed global headlines, it is undoubtedly the instant payment system UPI (Unified Payments Interface). In August 2023, monthly UPI transactions exceeded an...
As payments become increasingly cashless we inevitably become more reliant on technology. This highlights the challenge that we need the ability to make cash-like payments offline without access to th...
In recent years, the financial landscape has undergone a significant transformation, with digital payment methods gaining tremendous traction. Mobile wallets and real-time payment platforms like FedN...
Kazakhstan’s fintech market stands out as the largest in Central Asia, with remarkable growth rates that place it among the fastest-growing fintech markets in Asia. With high rates of account ownershi...
The case for introducing a universal access to payments index The traditional view of going digital is unsettling to many because it represents a fundamental shift in the way we interact with the worl...