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Although the terms "neo bank" and "digital bank" can be used interchangeably, they are not similar. Before we proceed, let us clarify the primary differences between these concepts...
In simple terms, seigniorage is the profit that a government or central bank makes from issuing currency. It is the difference between the cost of producing the currency and the face value of the curr...
In a world where technological advancements continually reshape the way we live, it's no surprise that traditional financial systems are starting to show their wrinkles. But what if I told you that ma...
The Fintech Platform seeks to change how people manage their money. It offers a comprehensive set of resources and services with the goal of improving financial management, increasing savings, and fac...
Digital payments are becoming increasingly popular all over the world. In 2022, the global digital payments market was valued at over $7 trillion and is expected to grow to over $10 trillion by 2028. ...
The fintech industry has played a big part in delivering more financial services to the masses, but when it comes to innovation and having a positive impact on consumers - not all is created equal. B...
Open banking is here and is showing no signs of slowing down. According to a recent Finastra survey, 56 percent of US financial institutions (FIs) surveyed regard open finance as a “must have”, up fr...
Our sacred trust infrastructure mission the incoming autumn will be to: 1. Make it crystal clear to all organisations (especially the in the public and SMEsectors) and most citizens how immensely ser...
The decline of cash access in communities is a growing problem, with a disproportionate impact on rural and deprived areas. This is due to a number of factors, including the increasing digitization of...
Your credit score holds the key to unlocking financial opportunities and stability. Whether you are aiming to secure a loan, obtain a credit card, or improve your overall financial standing, a good
Living and working in a developed economy, it is easy to view crypto as simply a new and interesting alternative investment class – a useful way to diversify a portfolio or earn yield. Crypto is yet a...
The pervasive use of smartphones today has revolutionised the way individuals communicate, interact, and carry out transactions. Advances in connectivity have also led to expectations of superior inte...