Profile

Location

Warsaw

Member since

2015

Writes about

Security Payments Regulation & Compliance People Wealth management Retail banking DevOps Start ups Financial inclusion Cryptocurrency Markets Financial Crime Covid-19 Predictions

Konstantin's blog archive

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Konstantin Rabin

Head of Marketing at Kontomatik

Message Posts: 227 Comments: 8

Bio Konstantin has taken part in various projects in the European financial industry for the last 4 years. Currently Konstantin is heading marketing at KontoX - a European developer of bank API. In addition to this, Konstantin often publishes articles on finance and technology on key industry websites.

Blogs

Strategies and Challenges for Combating Crime in Crypto iGaming Sector

23 h

In the dynamic world of crypto iGaming sector, where the excitement of high-stakes wagers meets the innovation of blockchain technology, the spotlight on security is more crucial than ever. As the popularity of crypto gambling soars, platforms are investing heavily in robust strategies to combat crime and maintain the integrity of the betting envi...

How can fintech companies improve their customer experience?

31 Jan 2024

In the dynamic world of finance, Fintech companies are not just players but architects reshaping the industry. As technology races forward, customers crave not just transactions but seamless, human-friendly experiences from their financial service providers. In this era of digital transformation, Fintech companies are not just adapting; they're ev...

How Tech Companies Market Themselves During Christmas

24 Jan 2024

As Christmas lights twinkle and carolers harmonise, tech companies are unwrapping their own special gifts for consumers. It's not just about gadgets and gizmos; it's about the art of marketing during the most wonderful time of the year. Let's dive into the festive world of how tech companies spread holiday cheer and market themselves during Christ...

AI in Invoice Processing and Payment Automation: Improving Cash Flow for B2B Enterprises

09 Jan 2024

B2B invoice generation and completion typically takes up to one month. Unlike retail invoices and payments, B2B invoices are more complicated as they adhere to local regulations and rules to ensure alignment with the laws. In the business world, time is money and every day and hour counts. Delays in processing result in worsened cash flow and even...

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Konstantin is Commenting on

Is there a place for social media data in credit risk assessments?

I definitely agree with "Social media data could fill holes in the data available to credit scoring particularly where there is little other information about a person eg young people who have yet to build up a credit history". On its own, Social media data is unlikely to be the only source of information for credit asssessment. There are a few reasons for it, but I feel that the most important one is that it is pretty easy to manipulate the data. However, if social media data is combined with another powerful source, like a banking data of the user, it can certainly be a very useful. By the way, there are companies that have been using social media data for scoring for a few years already :) Would be lovely if you could provide a few exmaples of using the data though. Apart from that, great job!

16 May 2016 Reply Read article

What If Google Made Fintech

Well, I think it goes a bit further than that. Say the availability of previewing Domain Authority in search results is of a significant importance for me. Luckily there is a plugin available for Google Chrome that allows be to combine my favourite browser with an essential tool. If this plugin wasn't available, perhaps I'd have to use a browser made by MOZ (and probably there would be one)...hence google would get less data, less impressions, less income. That's what the banks don't get. As for the costs and profits, banks are already losing their sectors. PayPal, TransferWise and many others are offering better and cheaper solutions..and the presence of bank fees is something that would result in lower volumes, hence profits. Is there anyone using a paid personal email account? Why would then anyone pay for having a bank account?

12 May 2016 Reply Read article

What If Google Made Fintech

Well, banks could certainly live out of client deposits without charging any unnecessary fees...if only the banks could optimise their processes. Yes, Ads are the core revenue stream of Google today. Would it still be main contributing over 90% in 10 years from now? I doubt that. Next to this, Google integrates advertising in its products like gmail. Hence, Google Ads are happening outside of the search engine itself as well.

11 May 2016 Reply Read article

Why Banks Need To Start Preparing For PSD2 Already Now

Hey there Jop, Well, there were quite a few articles that explain what PSD2 is. Hence you can treat this piece as the ones designed for "advanced users". You can find out more about PSD 2 in my previous post here: https://www.finextra.com/blogposting/12261/psd-2-and-xs2a-impact-on-the-banking-sector Also, we have uncovered some basics of PSD 2 on our blog here: http://kontomatik.com/post/eu-it-s-official-a-new-era-in-banking-starts-now Do you, perhaps, work for a bank?:)

15 Apr 2016 Reply Read article