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Blogs
Marcus Martinez

AI at the Crossroads: Navigating the New Era of Technological and Societal Transformation

In the rapidly evolving landscape of technology, Artificial Intelligence stands as a beacon of transformative change, reshaping the fabric of how we live and work. The advent of groundbreaking technol...

03 Feb 2024
Artificial Intelligence
Marcus Martinez

The AI-Powered Future: Is the 5th industrial revolution already here?

The answer isn’t clear, but it will certainly be evident when we look back half a century from now. Technological breakthroughs, such as increasingly and surprisingly sophisticated artificial intellig...

09 Mar 2023
Artificial Intelligence and Financial Services
Marcus Martinez

Is your brand hurting your customer's feelings?

2020 will be a remarkable year. A new decade has begun, giving us the feeling of a fresh start, of possibility, and the opportunity to reflect on the changes and progress we have made so far. The chal...

10 Mar 2020
Open Banking
Marcus Martinez

Hyper-Casual Banking

If you own a smartphone, the chances are you have at least one gaming app installed. You know, for those rare moments when you have a few minutes to spare and just need to switch your mental focus. Ho...

04 Mar 2020
Open Banking
Marcus Martinez

The Half-Life of Current Accounts

It’s a generally accepted concept that all physical materials decay over time. Rocks, food, metal, bones, etc… all of these things become weaker or decompose gradually, at different speeds. Scientists...

07 Jan 2020
Behavioral Economics in Banking
Marcus Martinez

The age of data abundance...and time poverty

“Data is the new oil” – you’ve probably heard this quote all too frequently by now. I can’t deny this is an interesting parallel, given data (just like oil) can be mined, stored and transformed in ord...

17 Dec 2019
Open Banking
Marcus Martinez

Predicting an avalanche

Avalanches are an interesting phenomenon. All looks peaceful and quiet, until that exact moment when an invisible trigger is activated and that humongous mass of snow comes down destroying anything st...

29 Nov 2019
Open Banking
Marcus Martinez

Is mobile banking contributing to app fatigue?

Since the advent of the internet in the late 90’s, despite some initial scepticism, Banks are increasingly present in cyber space offering new products and services. The maturity of the internet-banki...

21 Nov 2019
Open Banking
Marcus Martinez

SMEs: Too small to serve, too big to ignore

The first wave of Open Banking was characterised by a steep learning curve for the nine largest UK banks. The new technology standard created challenges in all organisational aspects. Banks will have ...

14 Nov 2019
Open Banking
Marcus Martinez

Customers Don’t Care About Open Banking

So you are not (yet) part of the select group called CMA9 and you are asking yourself: “Should I wait to be invited or just joint the movement? Is this Open Banking standard really a game changer?” Ev...

07 Nov 2019
Open Banking
Marcus Martinez

The misplaced fear of digital

Every year there is a new buzzword that dominates the conversations in the financial services industry. A few years ago it was Big Data, then omnichannel. After that, it was Blockchain and now Open Ba...

28 Oct 2019
Open Banking

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