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Raktim Singh

On Demand Pay

"On-demand pay" allows employees to request a portion of their compensation before the next pay period. This is especially beneficial for personnel who may encounter unanticipated financial ...

10 Jan 2024
Banking
Ketharaman Swaminathan

How AI Can Take Readability Of Bills And Statements To The Next Level

In Bills And Statements Are Hard To Decipher, we noted that it was very hard to read bills and statements from banks, ecommerce companies, retailers and other industries. We took two examples and did...

10 Jan 2024
Santosh Radhakrishnan

No 1. Unveiling Coreless Banking - The Future of Banking.

Over the next few weeks, I will provide a definitive guide to the next evolution of banking technology – Coreless Banking. Amid a period of unprecedented digital and technological transformation, fas...

09 Jan 2024
Banking Architecture
Darcy Sullivan

Measuring Success when Improving Your Efficiency Ratio and Profitability

Bill Waid, FICO's chief product and technology officer, recently shared his insights into how banks can measure their success with their efficiency ratio and profitability. I'm sharing his insights be...

05 Jan 2024
Banking Architecture
Alex Kreger

Five Ways to Improve Customer Experience in Financial Services in 2024

According to Fenergo estimates “poor customer experience” is costing financial institutions $10 billion in revenue per year. 36% of financial institutions have lost customers due to inefficient or slo...

04 Jan 2024
Banking Strategy, Digital and Transformation
Sergiy Fitsak

How AI-Driven Chatbots are Transforming the Financial Services Industry

AI-powered solutions are rapidly maturing, becoming a vital asset across numerous industries, particularly within finance. According to a Markets and Markets report, the global chatbot market achieve...

03 Jan 2024
Banking Strategy, Digital and Transformation
Bo Harald

Credentials galore - the new megatrend

2023 was the year when it was widely realised that e-identification - important as it is - is just one credential building the e-identity of citizens and organisations. With the already available EUDI...

03 Jan 2024
Artificial Intelligence and Financial Services
Kelly Fryer

By partnering with fintechs, credit unions and community banks can turbocharge innovation and growth

Fintechs are increasingly collaborating with banking incumbents – instead of replacing them, as many had once feared they might – unlocking a whole host of exciting new opportunities. A recent EY-Part...

02 Jan 2024
Banking Strategy, Digital and Transformation
Raktim Singh

Why Wealth Management is important

Historically, wealth management was limited to the family's elders. These individuals, assisted by advisors and chartered accountants, made prudent and secure investments, guaranteeing the absence of ...

30 Dec 2023
Financial Inclusion
Raktim Singh

What is RegTech

Introduction: The financial industry has been significantly transformed by the Regtech, which has brought about substantial changes to compliance procedures, risk administration, and regulatory disclo...

29 Dec 2023
RegTech
Sergiy Fitsak

Maximizing Profit Potential: Essential Considerations for P2P Payment App Development in 2024

The Emergence of P2P Apps In our tech-driven world, convenience reigns supreme. Peer-to-peer (P2P) payment applications offer a user-friendly and streamlined solution for transferring money to others ...

28 Dec 2023
Banking Strategy, Digital and Transformation
Raktim Singh

What is Open Banking

In the contemporary digital landscape, Open Banking represents a paradigm shift in managing financial transactions. It helps create an environment where financial institutions can securely share the d...

27 Dec 2023
Open Banking

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