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David Hensley

Cash in 2023: A Mini-Renaissance Amidst Digital Domination

2023 witnessed a curious phenomenon in the world of payments: cash made a comeback. After a decade of steady decline, the use of coins and notes saw a slight increase, defying predictions of a fully c...

27 Dec 2023
Imagine a world without cash
Raktim Singh

Quantum Computing in Finance

Quantum computing is changing the game in finance. Financial modeling is becoming more efficient, secure, and intelligent using this revolutionary technology. Here are three things that will make you...

26 Dec 2023
Innovation in Financial Services
Raktim Singh

Digital Mortgage

A Digital Mortgage uses technology to connect with borrowers at every stage of the lending process, irrespective of where they are. This type of mortgage reduces costs, eliminates the manual process, ...

22 Dec 2023
Digital Banking, Mortgages and Savings
Sergiy Fitsak

Top 7 Fintech Trends Predicted for 2024

The payments industry's ever-evolving nature blends innovation and change, traversing various paths at an unparalleled speed. Enterprises and consumers have markedly shifted away from physical curren...

20 Dec 2023
Banking Strategy, Digital and Transformation
Raktim Singh

Tokenization of Assets

Asset tokenization refers to representing digital tokens on a blockchain, which confirms the rights of ownership of real-world assets. Many of us want to own a piece in various types of masterpieces....

19 Dec 2023
Tokenomics
Rich Kiel

A marriage in the AI era: Why business and IT need to act like a unit

As the hype around artificial intelligence (AI) and other next-generation technology intensifies, even the most risk-averse banks and credit unions are now determined to quickly take advantage of thes...

18 Dec 2023
Alex Kreger

Specifics of UX consultants and fintech designers in the banking industry

Choosing the right fintech designer and UX consultant for a financial company's digital product is crucial for building a great service and a solid and positive financial brand image. The Pareto princ...

18 Dec 2023
Banking
James Barker

Monzo vs Chase vs Revolut: Battle of the Embedded Wealth solutions

Banks are finally starting to adopt wealth management alongside their daily banking capabilities. Frankly, it's about time! The notion that a bank relationship would be limited to spending and borrow...

18 Dec 2023
Banking
John Bertrand

UK Finance Annual Mortgage Dinner and The New Mortgage Charter

An exhilarating evening was held with the members of the mortgage industry on 12 December with people dressed in black tie. The mood was set by the Director of Mortgages for UK Finance and further ext...

17 Dec 2023
Digital Banking, Mortgages and Savings
Jeremy Takle

Automated Wealth Management: how AI is revolutionising personal finance

In the world of personal finance, many people find themselves navigating a path without a trusted guide. The resulting advice gap leaves many worried about making the right financial decisions. In thi...

14 Dec 2023
Artificial Intelligence and Financial Services
Raktim Singh

What is ESG in Banking

ESG Full Form : ESG stands for Environmental, Social, and Governance. ESG criteria are now becoming essential considerations in banking and financial sector. Though ESG started as a socially conscious...

14 Dec 2023
Technology for Social Good
Maria Schuld

Enabling Proactive Risk Management

Why manage risk? Banking leaders realize their organizations are exposed to more risk than in the past given the scope of cyber occurrences, more frequent global and geographic catastrophic events, an...

12 Dec 2023
Banking Strategy, Digital and Transformation

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