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Patrick Devlin, Senior Vice President of Payments, Temenos The recent launch of the FedNow Service in the US presents an enormous opportunity for banks. Looking at the global adoption of instant payme...
In this post I will explore the world of Payment Services Directives (PSD), where PSD agents are the unsung heroes, diligently working behind the scenes to ensure smooth transactions. If you've ever w...
In this article I will explore the Electronic Money Directive (EMD) which emerged as a pivotal regulatory framework, guiding the operations of electronic money transactions across the globe. At the he...
In terms of chargeback support, what do merchants need? The answer to that question varies, as every business faces its own unique problems. Moreover, the chargeback process is complex and ever-changi...
Why RegTech won at SIBOS2023 Setting the scene Reflecting on this year’s SIBOS conference, organized by SWIFT for the financial services industry, it was great to be networking and debating the futur...
Francesco Fulcoli - Chief Compliance Officer Consumer protection is of utmost importance in the financial services industry, particularly for payment institutions and Electronic Money Institutions (EM...
In different regulatory jurisdictions worldwide, adverse media screening is increasingly being used to protect banks and other financial service providers from risk and associated penalties. These sys...
In the landscape of financial services, a multitude of 'as a service' models have emerged, revolutionizing how both financial and non-financial institutions (such as retail and HR Tech) offer financia...
According to Deloitte’s Environmental, Social and Governance Preparedness Survey Report, published in May 2023, “78 per cent of participants identified managing supply chain emissions” as a potential...
European instant payments were introduced in 2017 and by 2022 represented 14% of all SEPA credit transfers. Across the 29 counties, some have yet to start while others, led by the Netherlands, have re...
It’s no surprise that managing risk across information and communication technology (ICT) in the financial services industry is a tough job. Both retail and corporate banking customers expect their da...
In recent decades of industrial growth, businesses raced to scale and prioritising growth above all else became the norm. But limitless growth is not sustainable, and there are other models of product...