Trends in Financial Services

Group founded 21 Feb 2007
Posts 381
Members 87
Group summary

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

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Jonathan Rosenne

Is the use of PIN for every purchase justified?

Every use of the PIN exposes it, and the exposure has a cost attached. For small value transactions, say less than 50 Pounds, it is probably not economically justified. Moreover, establishements where...

13 Oct 2008
Retired Member

This sucker could go down

It seems that George Bush has more insight than I thought after making this comment last week. Alan Greenspan wrote a now famous research article on how the monetary system risked collapse if it wasn'...

10 Oct 2008
Paul Penrose

The silent but deadly bank run

"We are not currently processing any deposits or any withdrawal requests through our Icesave internet accounts. We apologise for any inconvenience this may cause our customers. We hope to provide...

07 Oct 2008
Retired Member

Micro-Markets Vs Interbank markets.

Surely not! How could anyone possibly suggest that P2P lending markets could even sit at the same table as the wholesale lending or repo markets. No prizes for who can guess which one is currently co

06 Oct 2008
John Cant

What do Boris Johnson and Wikipedia have in common?

Well not the most obvious question I know. Boris Johnson – London’s headline grabbing mayor – and Wikipedia – an on-line encyclopaedia with definitions generated and maintained by its users – don’t se...

03 Oct 2008
Paul Penrose

Crisis-hit banking sector picked over by retailers

Tesco's decision to expand its banking business looks like a smart move, as consumers seek a safe haven for their cash away from the carnage in the traditional banking sector. UK supermarket chain Tes...

01 Oct 2008
Retired Member

APACS and card fraud

"One of APACS' key responsibilities is co-ordinating a whole range of activities to tackle payment-related fraud" Does this mean that there's work for APACS as long as there is payment fraud...

01 Oct 2008
Retired Member

100 percent capital reserves.

People are beginning to wonder what the alternatives are to having savings in the bank. The average person now understands that banks use our savings for a multiple of financial endevours and only kee...

29 Sep 2008
Retired Member

Ready or not, customer-controlled accounts are coming

That title is actually one of Javelin Strategy & Research's News Item : http://www.javelinstrategy.com/2007/11/02/every-new-idea-looks-crazy-at-first-attention-e-bankingpayments-product-or-securit...

27 Sep 2008
Retired Member

US Fed playing Monopoly with taxpayers money

A few years ago I was invited to a fancy dress party where invitees were asked to come as their “favourite childhood memory”. It may sound strange, but I went as a giant Monopoly board. I have many ha...

25 Sep 2008

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