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A community to discuss the future of BNPL and any other interesting trends, strategies, ideas, views.
Recent holiday shopping season data showed U.S. shoppers spent $16.6 billion dollars using BNPL plans, with BNPL volume increasing 14% year-over-year. A survey by the Federal Reserve Bank of New Yor...
The fintech industry has played a big part in delivering more financial services to the masses, but when it comes to innovation and having a positive impact on consumers - not all is created equal. B...
At this year’s edition of London Tech Week held last month, advocates of the city’s tech scene once again convened to showcase its benefits as a global hub for innovative business. But, while much o...
There is no denying that wallets are tightening this year. To thrive in this competitive environment, merchants need to offer their business-to-business (B2B) buyers every possible convenience. This i...
With Christmas just around the corner and many consumers feeling the pinch of a rapidly worsening cost of living crisis, festive spending is already being curtailed. As consumers become more cautious ...
Thanks to its popularity among Gen Z's go-to retailers, the buzz around Buy Now, Pay Later (BNPL) may seem new, but the concept is as old as credit itself. What makes BNPL different is the seamless di...
Buy Now, Pay Later (BNPL) is a type of unsecured short-term financing that allows consumers to make big-ticket purchases and pay for them in installments, often interest-free. This form of consumer fi...
According to the Bank of England, consumer credit is at its highest rate since March 2019. With the cost of living crisis and now the run-up to Christmas, we're expecting to see more consumers look to...
It might appear that the countdown to the holiday season has already begun, with gifts and decorations springing up in stores across the country. However, behind the shelves, inflation continues its h...
As 2022 comes to an end, the global economic landscape is looking increasingly bleak. COVID-19, war, sanctions, energy shortages and inflation all contribute to a mood of uncertainty amongst business ...
Fintechs today own the growing B2B Buy Now Pay Later space entirely, and control 10-15% of the overall supply chain finance market. It's time for banks to embed themselves deeper in the supply chain. ...
Current economic headwinds and the pandemic placed real burdens on the finances of many, but appetites for convenience and consumer goods haven’t waned. This has led to younger consumers wanting to bu...