Research

AI and Cloud: The Proving Ground for Regulatory Resilience in 2024

22 Dec 2023  |  480 downloads

The current macroeconomic landscape is marked by exceptional volatility and uncertainty, posing challenges to traditional models in the financial serv...

Payments: The key to unlocking new ecosystems and why merchant services are on the up

06 Dec 2023  |  624 downloads

To say things have changed in payments, and, as a result, the merchants services space is to understate a dramatic and fast-moving digital and cultura...

UK Open Banking API Performance 2022-2023

07 Nov 2023  |  608 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of regulators.  As the most a...

What should European Banks prioritise in their payments modernisation journeys?

06 Nov 2023  |  492 downloads

Payments modernisation is no longer a luxury for financial institutions. Dramatic shifts in consumer appetite, complete overhauls of financial regulat...

How can the future state of information technology combat fraud and money laundering?

02 Nov 2023  |  376 downloads

Modernisation programmes, digital service proliferation, client demand and advancing technology are all shaping the evolution and the future of financ...

The Future of Digital Banking in North America 2024

23 Oct 2023  |  704 downloads

2023 was characterised by increasing amounts of uncertainty and a lack of clarity across the financial world. The collapse of banks, including Silicon...

The Future of the Global Financial Ecosystem 2024

07 Sep 2023  |  1009 downloads

A Sibos Special Edition. Our world has experienced several unexpected and unprecedented events over the last few years, which show no signs of slowin...

The Future of Fintech in Latin America 2023

09 Aug 2023  |  282 downloads

Many companies, countries and regions have forged ahead in leveraging data, cloud, blockchain and AI. One such region is Latin America, where accordin...

Entering New and Niche Markets with BaaS

16 Aug 2023  |  296 downloads

A Financial Cloud Series Report Banking-as-a-Service (BaaS) has emerged as a prominent and steady trend in the banking sector, significantly disrupti...

The Future of Fintech in the Middle East 2023

05 Aug 2023  |  421 downloads

Middle Eastern ambitions drive the Digital Gulf In 2020, a research paper was released titled 'Statistical models and stochastic optimisation in...

The Future of Fintech in Africa 2023

20 Jul 2023  |  536 downloads

Across fintech - digital banking, digital payments, personal finance, lending, and investment - data is central to the function of all these technolog...

Payments Modernisation: The Big Survey 2023

07 Jul 2023  |  1353 downloads

Embracing payments modernisation in a dynamic landscape. Building on the previous 2021 and 2022 industry surveys, the latest 2023 edition captures an...