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In the retail industry, B2B usually takes a backseat to consumer-focused strategies, and the corporate buyer is often undervalued and misunderstood. Forward-looking merchants, particularly in segments...
Imagine a financial ecosystem where individuals bypass traditional institutions and directly connect with each other to borrow and lend money. This is the core concept of peer-to-peer (P2P) lending pl...
Recent holiday shopping season data showed U.S. shoppers spent $16.6 billion dollars using BNPL plans, with BNPL volume increasing 14% year-over-year. A survey by the Federal Reserve Bank of New Yor...
In the last decade, China has witnessed an unprecedented transformation in its payment landscape. From a country heavily reliant on cash transactions to a global leader in digital payments, the growth...
Across the UK and Europe, property technology (PropTech) is rapidly gaining momentum, enhancing the way properties are bought, sold, rented, and managed. Yet, there's an untapped potential in these ma...
Have you ever wondered what drives every team from mundane tasks to groundbreaking achievements? The emergence of fintech has ushered in a new era, demanding the expertise of top-notch specialists to ...
We saw several interesting developments in the payments space in 2023, notably a sustained surge in instant payments, embedded finance gaining momentum and the rollout of ISO 20022 to SWIFT cross bord...
The previous blogs in this series taught us how banking distribution and core banking technology have evolved over the decades. Banks are criticised for lacking innovation and not being progressive wi...
Open Banking celebrated six years young on the 15th of January, making this the perfect time to give the industry a JROC (Joint Regulatory Oversight Committee) update. As we look ahead in Open Bankin...
The Bank of England (BoE) and HM Treasury published a response to their joint consultation paper on 25 January 2024, setting out their assessment of the case for a retail central bank digital curren...
Uldis Tēraudkalns, CEO of Nexpay We’ve come a long way since Electronic Money Institutions (EMIs) first appeared in the 2000s. 20 years ago, there was concern about where this e-money trend was taking...
In the dynamic environment of modern business, the key to success lies in the adaptability of software solutions. The increasing demand for integrated payment features presents a lucrative opportunity...